Latest Articles from Rowe Finance

Check out the latest blog posts from Rowe Finance

Featured Articles

Image for Why Should You Consider Finance for a Logistics Hub

15th October 2026

Why Should You Consider Finance for a Logistics Hub

What Perth investors and operators need to know about structuring commercial property finance for warehouse and distribution facilities across WA

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13th October 2026

Everything You Need to Know About Refinancing Rates

If you bought your first property a few years ago, you might be paying more than you need to on your home loan.

Image for Top 10 Ways Retail Property Finance Works in Ellenbrook

8th October 2026

Top 10 Ways Retail Property Finance Works in Ellenbrook

What Ellenbrook business owners need to know about securing finance for retail premises, from shop fronts to mixed-use developments.

Image for What Are Equipment Finance Approval Strategies?

6th October 2026

What Are Equipment Finance Approval Strategies?

Practical approaches to strengthen your equipment finance application and improve your approval odds with lenders across Australia.

Commercial Loans

Image for Why Should You Consider Finance for a Logistics Hub

15th October 2026

Why Should You Consider Finance for a Logistics Hub

What Perth investors and operators need to know about structuring commercial property finance for warehouse and distribution facilities across WA

Image for Top 10 Ways Retail Property Finance Works in Ellenbrook

8th October 2026

Top 10 Ways Retail Property Finance Works in Ellenbrook

What Ellenbrook business owners need to know about securing finance for retail premises, from shop fronts to mixed-use developments.

Refinancing

Image for Everything You Need to Know About Refinancing Rates

13th October 2026

Everything You Need to Know About Refinancing Rates

If you bought your first property a few years ago, you might be paying more than you need to on your home loan.

Image for Access Equity Without Selling: What Not to Do

7th September 2026

Access Equity Without Selling: What Not to Do

Refinancing lets Bullsbrook homeowners tap into property equity for renovations, investment, or debt consolidation without listing their home for sale.

Image for 5 Ways Debt Consolidation Cuts Your Repayments

1st September 2026

5 Ways Debt Consolidation Cuts Your Repayments

Refinancing to consolidate debt into your home loan can reduce what you pay each month and put you back in control of your finances.

Image for Beginner's Guide to Refinancing & Saving Money

3rd August 2026

Beginner's Guide to Refinancing & Saving Money

How Upper Swan homeowners can cut interest costs, unlock equity, and find loan features that actually match how they use their mortgage.

Image for Top Tips to Refinance Your Investment Property Loan

30th July 2026

Top Tips to Refinance Your Investment Property Loan

Ellenbrook investors often overlook refinancing opportunities that could reduce interest costs, unlock equity, or improve loan features on rental properties.

Image for What Not to Release Equity For in Ellenbrook

16th July 2026

What Not to Release Equity For in Ellenbrook

How refinancing to access your property equity works, what lenders look for, and when it makes sense for your situation.

Image for Top Tips to Refinance & Access Equity for Education

9th June 2026

Top Tips to Refinance & Access Equity for Education

How Upper Swan homeowners can unlock property equity to fund school fees, university costs, or skills training without disrupting family cash flow.

Image for Refinancing: The Pros and Cons of a Rate Cut

2nd June 2026

Refinancing: The Pros and Cons of a Rate Cut

Lowering your home loan rate through refinancing could save you thousands, but understanding the full picture helps you decide if it's right for you.

Equipment Finance

Image for What Are Equipment Finance Approval Strategies?

6th October 2026

What Are Equipment Finance Approval Strategies?

Practical approaches to strengthen your equipment finance application and improve your approval odds with lenders across Australia.

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26th August 2026

Avoid These 4 Mining Equipment Finance Mistakes

How operators in Ellenbrook and across the mining belt are financing excavators, dozers and haul trucks without derailing cashflow or overpaying on tax

Image for What are Construction Equipment Finance Options?

16th June 2026

What are Construction Equipment Finance Options?

How Bullsbrook contractors and earthmoving businesses can fund excavators, loaders, and heavy machinery without disrupting cashflow or tying up working capital.

Investment Loans

Image for Simple hacks to secure investment loan pre-approval

30th September 2026

Simple hacks to secure investment loan pre-approval

Investment loan pre-approval gives you a clear borrowing limit and strengthens your position before you start looking for the right property.

Image for Do you know how rentvesting builds wealth from Bullsbrook?

28th July 2026

Do you know how rentvesting builds wealth from Bullsbrook?

Rentvesting lets you live where you want while investing where the numbers work, and Bullsbrook residents have unique advantages worth using.

Image for Investment Loans and Fixed Rates: Avoid These Mistakes

9th July 2026

Investment Loans and Fixed Rates: Avoid These Mistakes

How fixed rate choices affect your investment property borrowing at different stages, and what the 2027 negative gearing changes mean for timing.

Image for The easiest way to fund your Upper Swan investment

23rd June 2026

The easiest way to fund your Upper Swan investment

Choosing the right loan structure and repayment type can determine whether your investment property builds wealth or drains your cash flow each month.

Image for Understanding the Basics of Rental Market Analysis

17th June 2026

Understanding the Basics of Rental Market Analysis

What Ellenbrook landlords need to know about vacancy rates, rental yields, and setting the right rent for sustainable investment returns.

First Home Buyers

Image for Smart ways to approach variable rate loan costs

28th September 2026

Smart ways to approach variable rate loan costs

Understanding the upfront and ongoing fees attached to a variable rate home loan when buying your first home in Upper Swan.

Image for First Home Purchase in Bullsbrook: What Not to Overlook

24th August 2026

First Home Purchase in Bullsbrook: What Not to Overlook

Practical guidance for first home buyers looking to purchase in Bullsbrook, from deposit requirements and government support to loan application timing.

Image for What Are the Best Property Hunting Techniques for First Home Buyers?

22nd July 2026

What Are the Best Property Hunting Techniques for First Home Buyers?

Proven strategies to help first home buyers search for property confidently across Perth and Western Australia's competitive market.

Business Loans

Image for Avoid These 5 Mistakes When Buying Commercial Property

24th September 2026

Avoid These 5 Mistakes When Buying Commercial Property

What Ellenbrook business owners need to know before purchasing a commercial office building, from loan structure to settlement traps

Image for Simple hacks to fund a childcare centre purchase

15th September 2026

Simple hacks to fund a childcare centre purchase

Upper Swan business buyers face unique lending challenges when purchasing a childcare centre, but the right loan structure makes acquisition possible.

Image for Unlock the secrets to funding a partnership buyout

7th July 2026

Unlock the secrets to funding a partnership buyout

How business owners in Upper Swan structure loans to buy out a partner without draining cash reserves or stalling operations.

Image for Beginner's Guide to Business Loan Risk Management

1st July 2026

Beginner's Guide to Business Loan Risk Management

Practical strategies to protect your Ellenbrook business from financial overextension and maintain healthy cash flow while borrowing

Image for 10 Ways to Fund Your Bullsbrook Business Startup

30th June 2026

10 Ways to Fund Your Bullsbrook Business Startup

Practical funding options and loan structures to help you launch a new business in Bullsbrook without draining your personal savings.

Construction Loans

Image for Smart Ways to Approach Building Project Funding

22nd September 2026

Smart Ways to Approach Building Project Funding

What Bullsbrook residents need to know about construction finance, from securing land and build loans to managing progressive drawdowns during the building process.

Image for Construction Loans for Investment Properties: Avoid These Mistakes

24th June 2026

Construction Loans for Investment Properties: Avoid These Mistakes

Building an investment property from the ground up requires different finance than buying established. Here's what changes when you're funding construction on a rental.

Home Loans

Image for Rentvesting: Avoid These 5 Mistakes Perth Buyers Make

16th September 2026

Rentvesting: Avoid These 5 Mistakes Perth Buyers Make

Discover how rentvesting can help you enter the property market sooner while keeping your lifestyle choices flexible and your finances intact.

Image for Do You Know Your Credit Score Affects Your Home Loan Rate?

10th September 2026

Do You Know Your Credit Score Affects Your Home Loan Rate?

Your credit history influences approval decisions and the interest rate you receive when applying for a home loan in Ellenbrook.

Image for 10 Ways to Finance a Home with Accessibility Features

1st September 2026

10 Ways to Finance a Home with Accessibility Features

How to structure your home loan when purchasing a property in Upper Swan with wheelchair access, wider doorways, or accessible bathrooms

Image for Top 10 Ways an Offset Account Cuts Your Home Loan Costs

1st September 2026

Top 10 Ways an Offset Account Cuts Your Home Loan Costs

How linking your savings to your mortgage could save thousands in interest and help Upper Swan residents pay off their homes faster.

Image for Top Strategies to Improve Borrowing Capacity in Ellenbrook

13th August 2026

Top Strategies to Improve Borrowing Capacity in Ellenbrook

How Ellenbrook residents can strengthen their borrowing position and access the loan amount they need for their next property purchase.

Image for Understanding the Basics of Strata Title Home Loans

11th August 2026

Understanding the Basics of Strata Title Home Loans

What Bullsbrook buyers need to know about financing strata properties, from villa units to townhouses in nearby suburbs

Image for When to Match Your Home Loan to Your Property Type

6th August 2026

When to Match Your Home Loan to Your Property Type

Different property types come with different lending criteria, and choosing the right loan structure can affect both your approval and your ongoing costs.

Image for What are Fixed Rate Loans and Extra Repayments?

22nd July 2026

What are Fixed Rate Loans and Extra Repayments?

Understanding how extra repayments work with fixed rate home loans and what Upper Swan property buyers need to know before locking in.

Image for Buying a House in Bullsbrook: The Pros and Cons

13th July 2026

Buying a House in Bullsbrook: The Pros and Cons

What you need to know about home loan options, deposit requirements, and lending considerations when purchasing property in this growing Perth corridor.

Image for Proven tips to buy a home closer to work

10th June 2026

Proven tips to buy a home closer to work

Moving closer to work can save hours each week and thousands in commuting costs, but securing finance for inner suburbs requires a different approach.

Image for Unlock the secrets to smart property research

28th May 2026

Unlock the secrets to smart property research

Choosing the right property affects your borrowing capacity, loan features, and long-term financial position. Research before you buy, not after.

Asset Finance

Image for The easiest way to fund business equipment

6th June 2026

The easiest way to fund business equipment

Asset finance helps Ellenbrook businesses buy machinery, vehicles, and equipment without draining working capital, with options tailored to your cash flow and tax position.

Recent Articles

Image for Why Knockdown Rebuild Finance Works Differently

14th July 2026

Why Knockdown Rebuild Finance Works Differently

Understanding how construction finance structures apply to knockdown rebuild projects and what that means for your Perth property plans.

Image for Do you know how much you can borrow in Upper Swan?

26th May 2026

Do you know how much you can borrow in Upper Swan?

Your borrowing capacity depends on income, expenses, and deposit size, and local property values in Upper Swan mean understanding these factors matters before you start looking.

Image for Top Strategies to Buy a Studio Apartment as a First Home Buyer

21st May 2026

Top Strategies to Buy a Studio Apartment as a First Home Buyer

How Ellenbrook residents can enter the property market with a studio apartment using low deposit options and tailored loan structures.

Image for The easiest way to link home loans & financial planning

19th May 2026

The easiest way to link home loans & financial planning

How Bullsbrook residents structure lending to match long-term goals, reduce debt faster, and build flexibility into growing property portfolios.

Image for Asset Finance Budgeting: Planning Equipment Purchases

17th May 2026

Asset Finance Budgeting: Planning Equipment Purchases

How to build a realistic budget for commercial equipment purchases that protects your cashflow and supports business growth across Western Australia.

Image for Commercial Property Acquisition: What You Need to Know

12th May 2026

Commercial Property Acquisition: What You Need to Know

How buyers in Upper Swan can secure the right finance for warehouses, retail spaces, and industrial sites without overpaying or limiting growth.

Image for Launching a New Product Line: Business Loan Options

7th May 2026

Launching a New Product Line: Business Loan Options

How business owners in Ellenbrook can fund a new product line using the right loan structure for their growth stage

Image for Buying a Ute with a Car Loan in Bullsbrook

5th May 2026

Buying a Ute with a Car Loan in Bullsbrook

From work utes to family vehicles, understanding your finance options makes finding the right loan for your new or used ute more manageable.

Image for How Does Construction Loan Management Actually Work?

30th April 2026

How Does Construction Loan Management Actually Work?

Understanding progressive drawdowns, payment schedules, and the approval process when building across Western Australia

Image for Variable Rate Investment Loans and Offset Accounts

28th April 2026

Variable Rate Investment Loans and Offset Accounts

How variable rates and offset accounts work together to reduce interest costs and build flexibility into your property investment strategy

Image for Warehouse Equipment Finance for Perth Businesses

20th April 2026

Warehouse Equipment Finance for Perth Businesses

How to fund forklifts, racking, automation systems and material handling equipment without tying up your working capital across Western Australia.

Image for Purchasing a Medical Centre with Commercial Finance

16th April 2026

Purchasing a Medical Centre with Commercial Finance

What medical professionals in Perth and across WA need to know when financing the purchase of their own practice premises.

Image for Understanding the Basics of Buying a Business Park

14th April 2026

Understanding the Basics of Buying a Business Park

Learn how commercial property finance works when purchasing a business park and what loan options are available across Western Australia.

Image for Unlock the Secrets to Buying Off-the-Plan as a First Home Buyer

14th April 2026

Unlock the Secrets to Buying Off-the-Plan as a First Home Buyer

Everything Perth first home buyers need to know about purchasing off-the-plan properties and securing the right home loan.

Image for Top 10 Tips for First Home Buyers in Perth and WA

14th April 2026

Top 10 Tips for First Home Buyers in Perth and WA

Your essential guide to understanding home loan options, eligibility, grants, and getting your first home loan application approved.

Image for Construction Loans: Everything You Need to Know

14th April 2026

Construction Loans: Everything You Need to Know

Discover the key features of construction loans and how they can help you build your dream home in Western Australia.

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Ellenbrook, Upper Swan & Bullsbrook WA

ROWE FINANCE PTY LTD ABN: 86 695 413 588. Credit Representative #574849 is authorised under Australian Credit Licence #509484

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.